Compliance & Regulatory Affairs Officer

BarakatPay is an emerging Electronic Money Institution (EMI) project committed to providing secure, accessible, and innovative digital financial services in Afghanistan. The company aims to contribute to financial inclusion and the modernization of the country's payment ecosystem through technology-driven solutions and strong regulatory compliance practices.

BarakatPay is committed to maintaining high standards of corporate governance, risk management, regulatory compliance, customer protection, and operational excellence.

BarakatPay is an Electronic Money Institution (EMI) project being established in Afghanistan to provide secure, innovative, and regulated digital financial services. The company is developing digital payment solutions for individuals, merchants, agents, corporate clients, NGOs, and payment ecosystem partners.

BarakatPay is seeking a qualified and motivated Compliance & Regulatory Affairs Officer to support the organization in regulatory compliance, policy management, documentation review, and regulatory communication. The successful candidate will assist management in maintaining compliance with applicable laws, regulations, and internal policies while supporting licensing, reporting, and regulatory affairs activities.

The position requires strong attention to detail, document review skills, and the ability to coordinate with multiple departments to ensure that company documentation and compliance processes remain accurate, organized, and regulator-ready.

Key Responsibilities:

• Review and organize compliance policies, procedures, manuals, and regulatory documents.
• Support preparation and maintenance of documentation required by Da Afghanistan Bank and other authorities.
• Assist in maintaining AML/CFT, KYC/KYB, customer due diligence, and compliance-related records.
• Review existing policies and identify gaps, inconsistencies, or improvement areas.
• Coordinate with management, legal, finance, operations, technology, and audit teams.
• Support preparation of compliance reports, regulatory submissions, and internal documentation.
• Maintain records of approvals, document versions, submissions, and official correspondence.
• Support compliance awareness initiatives and staff training documentation.
• Ensure company documents are professionally written and aligned with regulatory expectations.
• Assist in responding to regulatory requests, observations, and inquiries.

Required Qualifications and Experience:

• Bachelor's degree in Economics, Business Administration, Finance, Accounting, Law, Management, or a related field.
• Educational qualifications must be obtained from a recognized institution and officially recognized or verified by the Ministry of Higher Education of Afghanistan. Foreign degrees must be supported by an equivalency certificate issued by the Ministry of Higher Education.
• Minimum three (3) years of relevant professional experience in banking, financial services, compliance, audit, AML/CFT, legal documentation, regulatory affairs, or a related field.
• Basic understanding of Afghan financial regulations, AML/CFT requirements, KYC/KYB procedures, and institutional compliance frameworks.
• Strong written and verbal communication skills in English.
• Fluency in Dari and/or Pashto.
• Good computer skills, including MS Word, Excel, email, and document management.
• Strong analytical skills with the ability to review documents carefully and identify gaps or inconsistencies.
• Ability to handle confidential information with professionalism and integrity.

Preferred Qualifications:

• Previous experience with a bank, microfinance institution, exchange/sarafi company, PSP, EMI, fintech company, telecom financial service provider, audit firm, or regulated financial institution.
• Familiarity with Da Afghanistan Bank regulations, reporting requirements, and regulatory correspondence.
• Professional certification or training in AML/CFT, Compliance, Risk Management, Internal Audit, or Regulatory Affairs.
• Experience in drafting policies, procedures, SOPs, compliance reports, and management reports.
• Knowledge of corporate governance and internal control frameworks will be an advantage.

Interested candidates are requested to submit the following documents:

1. Updated Curriculum Vitae (CV)
2. Copy of National ID (e-Tazkira) 
3. Educational Certificates and Degrees
4. Recent Passport-size Photograph
5. Relevant Professional Certificates 
6. Employment References (if available)

Applications should be submitted to:

Email: careers@barakatpay.af

Email Subject:
Compliance & Regulatory Affairs Officer – Application

For additional information regarding this vacancy, applicants may contact us via WhatsApp:

WhatsApp: +93(0)700319789

Please note that applications will only be accepted through the above email address. Applications submitted via WhatsApp will not be considered.

Only shortlisted candidates will be contacted for further assessment and interview.